Start your journey effortlessly with a soft credit pull via PreQualify, and transition seamlessly into our Online Application!

Use the information provided below when PreQualifying

^There is no hard credit pull during prequalification. However, there will be a hard credit pull if a prequalified applicant chooses to apply for a loan

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Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. *8.99% to 15.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. Minimum monthly payments vary between $11.37 and $90.73 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00. **19.99% fixed APR, effective as of August 2023, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest is waived if repaid in 365 days. Repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after funds are disbursed. ***8.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 108 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. 108 monthly payments of $13.54 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00. 

Traditional Installment Loan*

12 Mo Same-As Cash Loan**

8.99% 9-Yr Loan***